About Us

Acceptance Loan Company

Acceptance Loan Company (ALC) - a wholly owned subsidiary of First US Bank - offers a wide variety of loans and financing to customers throughout the state of Alabama and Southeast Mississippi. There are 16 branches located in Alabama and 5 branches in Mississippi. The corporate office is located in Mobile, AL.

Our Mission

Acceptance Loan Company (ALC) is committed to being the premier consumer financial services provider in our region. We strive to have a reputation of integrity and professionalism and provide the finest quality products and services to our customers while increasing value to our stockholders and opportunity to our employees.

Career Opportunities

Interested in Acceptance Loan Company employment opportunities? To view our current job openings, please visit our Jobs Listings page.

Management Team

Helen Thrash President / CEO

Helen Thrash

President / Chief Executive Officer

Helen joined Acceptance Loan Company (ALC) as Branch Manager in 1999. She was promoted to Business Development Manager in March 2010. She was named Regional Vice President in December 2010 and promoted to Senior Vice President in 2019. Helen has over 36 years of experience in the finance industry. During her career she has opened and managed several successful offices and has accumulated significant experience in the training of new employees. She attended Copiah-Lincoln Junior College in Natchez, Mississippi.

Bill Parker Regional Vice President

Bill Parker

Regional Vice President

As an expert in the Consumer Finance Industry with over 30 years of experience, Bill has held roles as the Director Of Operations and District Manager for Harrison Finance, Account Executive for JP Morgan Chase Bank and Fremont Investment & Loan, Branch Management and District Management positions with Equity One, Inc., & Account Executive for Ford Consumer Finance before joining Acceptance Loan Company (ALC) in September 2012. Bill worked as a Senior Underwriter until 2014, when he was promoted to Regional Vice President over Southern Alabama.

Chase Williams Regional Vice President

Chase Williams

Regional Vice President

Chase joined Acceptance Loan Company (ALC) in 2015 as a Senior Underwriter. He was named Regional Vice President in January 2020. He has been in the Consumer Finance industry for 15 years and previously held leadership roles in Alabama and Florida. Chase earned his B.S.B.A. from Troy University.

Sarah Kinney Regional Vice President

Sarah Kinney

Regional Vice President

Sarah joined Acceptance Loan Company in 2012. She successfully managed two of the company’s largest offices before being named Regional Vice President in May 2018. Prior to working at ALC, she worked at AmSouth and Southtrust Banks. Sarah is a graduate of The University of Montevallo, with a Bachelor of Arts degree.

Candace Gealy Operations Specialist AVP

Candace Gealy

Operations Specialist, AVP

Candace joined Acceptance Loan Company (ALC) as an Internal Auditor in 2015. In August 2019, she promoted to an Operational Specialist. In addition to her time with ALC, Candace has seven years of experience in the consumer finance industry and 18 years in the retail banking industry. During her career, she has served in various leadership and operational roles.

Monica Keels Consumer Credit Officer

Monica Keels

Consumer Credit Officer

Monica brings to us 25 years of consumer finance experience. She has held the roles of Senior Branch Manager for Harrison Finance, District Manager for American General Finance and was previously with Acceptance Loan Company (ALC) as a Regional Vice President over Business Development and Underwriting. She is a graduate of Loyola University in New Orleans, LA with a Bachelors degree in communication and a minor in mathematics.